How Creditor Harassment Affects You
Constant harassment from creditors can take an emotional, mental, and financial toll. Frequent phone calls and threatening letters can cause stress and anxiety, impacting your overall well-being. In some cases, creditors may use unlawful collection tactics that pressure borrowers into making payments they cannot afford. If left unchecked, creditor harassment can escalate to wage garnishment, legal threats, and damage to your personal and professional reputation. Understanding your legal rights is the first step to regaining control and stopping abusive collection practices.